08/08 |#029| The Average Student Loan Debt by Age Is Crazy 👀

Good morning and welcome back to the newsletter that takes pride in helping you grow on the fly.

The OTF community continues to build momentum as we have now surpassed 800+ subscribers.

Our goals are sky-high, but with each step that we take, we want to thank you for your continued support.

Here’s what’s on the menu this week:

🏫 Important Info Re: the Return of Student Loans

🤝 A Networking Hack That Beyonce Would Love

🤔 A New Section: Content Remix

➕ so. much. more.

Experts’ Advice 🫡

• THEIR SUCCESS: Katelyn Bourgoin built a 200,000+ audience by teaching people “Why We Buy” 👀 

• YOUR SUCCESS: Trying to build a customer base? Here’s how to get your first 5 customers, brought to you by Alex Hormozi.

• THEIR SUCCESS: Learn how Dru Riley makes over $500k in less than 3 years with 58,000 subscribers and 1,500+ paid subscribers. The newsletter provides updates on venture capital investment insights.

• YOUR SUCCESS: Is investing a hustle? We say it is, especially for those doing it right. Here are Morningstar’s Top 10 Stocks to Own Now.

What the heck should I do with these Student Loans coming back?

Short & Sweet: Be proactive and figure out options before the pause ends on August 31st. Interest resumes accruing on September 1st, and payments resume in October.

Why It Matters: Because depending on your needs (lower monthly payments, lower interest, etc.), there are options available that can alleviate the stress on both your mind and your bank account.

Bank accounts once October hits:

Things to Consider:

• Contacting your current provider and exploring their different plans.

• Using a new company to refinance.

• Analyzing your monthly expenses and creating a new budget if necessary.

Average Student Loan Debt by Age 💰️ 

National Student Loan Debt 🤯 

Say Their Name

Question: How can you make someone feel special in conversation?

Answer: People love hearing their own name.

It’s an important tactic in all interactions, but especially with:

• A New Colleague

• Any Phone Conversation

It can help them maintain focus if you’ve been talking and make them feel heard if you’re responding to something they just said.

So the next time you sense disengagement, try this move.

Submagic 🪄 

Submagic is an AI-powered Caption software that can make effortless captions with perfect emojis and intelligently-highlighted keywords, just like you find in Instagram Reels and TikToks.

See example below.

Where To Start:

• Join and log into https://www.submagic.co/.

• From there, you select what video you want to upload.

  • Currently, you cannot drag from your photo library on iphone; you’ll need to convert the file. For help on that, click right here.

  • The video needs to be converted to MP4 in order for it to upload correctly.

• Next, it will walk you through and help you upload your selected captions, and then you are able to save and export your video.

OTF is thinking about getting into video format by 2024, so this is a tool we will most certainly be using.

🧼 skyline:

Now this makes too much sense: robot window cleaners for big buildings. “While it’s true that window cleaning safety has come a long way since the birth of the skyscraper, it’s still a time and labor-intensive process that’s not without it’s risks.”

Skyline has raised $12M so far to solve this problem and already has systems deployed in NYC.

 🧑‍🏭 ROLLS ROYCE:

Same name, formerly the same company, but this story is NOT about cars: “Aero-engineer Rolls-Royce reported first half underlying operating profit of 673 million pounds ($854 million), more than five times the level of a year ago.”

If you came here looking for cars, however, here you go!

🚚 aurora:

Aurora’s self-driving trucks may not be on the fly, but they’re sure on the road! “While other autonomous trucking companies…have folded or scaled back efforts in the US, Aurora is moving ahead and is now delivering loads for customers such as Uber Freight, FedEx, Schneider, and Werner in Texas.”

Here’s a video if you want to see what the future of trucking looks like.

📱 APPLE:

The tech giant has hit yet another milestone, now with “more than one billion paid subscriptions across all its services.”

Despite this high, it’s been an up-and-down year for Apple thus far: software revenue way up; iphone, Mac, and iPad revenue way down.

This week, we’re remixing Expert Advice with a video from Mel Robbins.

She has 1.9+ million subscribers on Youtube and has one of the top podcasts out there called The Mel Robbins Podcast.

This video offers six gems to create a strong morning routine for a productive day.